Home Insurance and Home Security Measures

Many homeowners in Ireland are paying unnecessarily high insurance premiums by failing to include some basic home security measures. The fact is that most insurance companies ask for details about the type of home security features you implemented in your property.

This includes the type of locking systems featured on all external doors of the house before supplying a quote. Some providers offer discounts on home insurance policies for customers who have high physical security measures. Others insist on even greater levels of security (including a security camera) in order to qualify for cover.

Failing to ensure your home is secured or falsely stating that you do can jeopardize your home insurance policy, meaning your insurer will not pay out in the event of a break-in. So, why wouldn`t you take the opportunity to modernize while gaining peace of mind in terms of both valid home insurance and security?

Remove all Weak Spots

Not only inadequate locks leave your home’s security at risk. Putting (or keeping) glass panels on doors leave you particularly vulnerable, according to most security experts. They should either be replaced with laminated glass or covered with a film (could be found in most DIY stores), making it harder to break.

Depending on the financial outlay required to replace both the locks and glass panels on a front door, you should always think further. One of the most important advices from the Gardaí to homeowners is locking your doors and windows every time you leave the house and installing a visual burglar alarm and good outside lighting.

CCTV Home Security System

Security systems are almost essential in this day and age for any home and business owner. The benefits of a CCTV security system are numerous, and can be used for more than simply preventing theft. Keeping a CCTV camera in your place offers both security and peace of mind. But in addition to that, keeping your CCTV camera up to date and well-maintained is just as important as installing one in the first place.

If you have a security camera installed, the mere presence of it may deter thieves and encourage them to go further away. But it’s doubly important to make sure your CCTV security camera works, is up-to-date and well maintained, because you may never know exactly when you’ll need access to those recordings.

CCTV is In Operation

If you are considering installing such a system, a sign stating that must be displayed in a prominent position. It is in accordance to the latest Data Protection Regulations, and protection of privacy. The main reason for this is that CCTV systems have the capacity to recognize faces. They may also be capable of recording both images and sounds. Unless CCTV systems are used with proper care and consideration, it may rise to concern that an individual’s privacy is being unreasonably invaded.

Security camera systems are now increasingly internet connected, driven in great part by customer demand for remote video access. Now we have a range from cloud-managed surveillance systems, Internet connected traditional DVR/VMS/NVRs, and systems connected to a local network which in turn is connected to the internet.

So stable and reliable physical security, accompanied with spot-on tech support is keeping you from cyber security attacks, which can impact the camera video management systems. CCTV systems require the same level of protection and maintenance like other IT systems, but together with some good old physical security saves your money and nerves in the long run.